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Managing your finances can be complex.
Here are some helpful resources.
Navigating Credit Card Offers
Make sure your credit card works for you, not the other way around. But what kind of card? What about the annual percentage rate (APR)? Any annual fees? What about the member perks? Do you even care about perks? We can’t make navigating credit card offers fun, but we...read more
10 Strategies to Make Debt Disappear
You did it! You’ve dedicated yourself to pulling out of debt and now you’re looking at a brighter future. This is no time to start taking on new debt but instead to exercise discipline. As Abraham Lincoln once said, “Discipline is choosing between what you want now,...read more
Letter from Your Credit Card Debt
Greetings, Allow me to introduce myself, I am your CREDIT CARD Banker. Like yourself, we have millions of clients that pay us minimum or nearly minimum payments every month. On behalf of the bank, I want to sincerely thank you. I don’t know...read more
The Long-Term Costs of Bankruptcy
Bankruptcy. For those in it, or in the brink of being in it, it’s the longest ten-letter word in the history of ten-letter words. More importantly, it’s a financial albatross that follows you for years. The number one benefactor in a bankruptcy is the Attorney you’ll...read more
The Long Term Costs of Carrying Credit Card Balances
Carrying credit card balances can cost you more than you may realize over the long term. The problem with these types of debts is that interest silently continues to build no matter how long it takes you to repay the total amount. How High are the Costs? Making only...read more
Finding New Credit After Debt Settlement
If you are buried under the weight debt that you cannot repay, the Vantage Acceptance debt relief programs offers solutions without long-term damage to your credit. Learn how to find new credit after settling your old debts. Debt Myths Some people believe that debt...read more
What to Do With Unexpected Cash Windfalls
There might be many circumstances that deliver an unexpected large sum of money to your doorstep. Whether it be an inheritance, lottery winnings, tax refund, cash settlement in a lawsuit or any number of scenarios, there is always a tendency to celebrate. In small...read more
How to Avoid Holiday Overspending
It’s easy to overspend during the holidays. You see a gift that you know a certain someone on your list would absolutely love. But, it is more than what you were planning to spend. You decide to just put it on your credit card and pay for it later. And holy cow, do...read more
Healthy Eating on a Budget
Healthy food creates healthy bodies with lower risk of diabetes, heart disease, and even some forms of cancer. Better nutrition leads to better sleep and more energy. So why not eat healthier? Some people still believe that they can’t afford to heat healthy, but...read more
Is Debt Relief Right for Me?
Americans are experiencing a debt crisis, with national credit card debt eclipsing $1 trillion for the first time in 2018. The Vantage Acceptance debt relief is the most consumer-friendly debt relief option for Americans overwhelmed by unsecured debt, offering...read more
The Danger of Mixing Family and Money
Reading Time: less than 1 minute If you’re experiencing financial difficulties, mounting debt or other money concerns, you may be tempted to turn to your family for help. It seems reasonable at first, and some family members may caution you against debt-relief...read more
What Does My Credit Score Mean?
For many people, the idea of a credit score is hard to understand. We all understand that the higher your score is, the better your score is. But some still find themselves. For many people, the idea of a credit score is hard to understand. Often times seasoned...read more